Business protection

If you run a business from home, run a farming business or own a restaurant or retail store, our insurance advisors will help you get your business back on its feet if unexpected happens. Call us to get your quote 0800 002 951 Or Fill out the contact Form
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Get the right advise for your business

Business Material Damage

Material damage covers property, chattels and the stock of your business against fire and other perils such as an earthquake, lightning, malicious damage, explosion, and accidental damage. Cover is either for replacement or present-day value at your place of business and includes:

Benefits

  • Replacing Business records 
  • Glass 
  • Temporary removal 
  • High stock periods 
  • Money 
  • Employee’s effects 
  • Fusion of electric motors 
  • Rebuilding at another location 
  • Deterioration of frozen/refrigerated foods

Call us to get your quote 0800 002 951 Or Fill out the contact Form

Cyber Insurance

Cyber cover protects you from financial loss if someone breaches your network or compromises your data. It also covers you for claims that your use of the Internet caused someone else to suffer a loss.

Benefits

  • Expert help and data forensic expenses 
  • Extortion/ransom costs 
  • Costs to recover, restore and secure your network or data 
  • Costs of data breach notification, credit and ID monitoring for affected customers 
  • Business interruption and loss of revenue 
  • Increased operating costs resulting from an attack 
  • Third-party loss resulting from an incident  
  • PR and crisis management costs.

Call us to get your quote 0800 002 951 Or Fill out the contact Form

Professional Indemnity Insurance

Professional Indemnity insurance gives you protection if someone claims that the advice or service you or your business gave, wasn’t satisfactory and caused financial loss..

Benefits

  • Protects employees as well as owners, principals and partners – some policies also extend cover to independent contractors you engage 
  • Gives you immediate expert help to negotiate and settle a claim 
  • Investigation, legal defence and court costs and expenses 
  • Defamation claims 
  • Unintentional infringement of intellectual property including copyright, trademarks, designs or patents 
  • The loss of any documents 
  • Any past liabilities that might come up in the future.

Call us to get your quote 0800 002 951 Or Fill out the contact Form

Public Liability

Public liability covers you against loss or damage to someone else’s property due to your negligence.

Benefits

  • Broadform liability 
  • Employers liability 
  • Statutory liability 
  • Professional indemnity liability 
  • Directors and officers liability 
  • Trustees liability 
  • Property you are responsible for – care, custody, and control 
  • Damage to employee’s belongings 
  • Tenants liability 
  • Service or repair to motor vehicles or watercraft in your control 
  • Forest and rural fires act 1977 
  • Punitive and exemplary damages 
  • Legal costs and expenses in defending a claim 
  • Defective design 
  • Removal of support 
  • Bailees 
  • Cyber Liability

Call us to get your quote 0800 002 951 Or Fill out the contact Form

Business Vehicles

If your vehicle is being used for business purposes, then it needs the correct cover.

Benefits

  • Full comprehensive cover  
  • Third party liability 
  • Full accidental damage cover for your vehicles 
  • If third party property is damaged, you can add an extension to add vehicle cover for loss or damage by fire or theft.

Call us to get your quote 0800 002 951 Or Fill out the contact Form

Business Interruption

Business interruption can provide cover against any loss of earnings if due to a material loss you are unable to carry out work or your work is interrupted at your insured place of business.

Benefits

  • Damage to property in your vicinity 
  • Damage to a public utility 
  • Property damage to your customer or supplier 
  • Damage to another business that attracts customers for you 
  • Loss of rents 
  • Claim preparation

Call us to get your quote 0800 002 951 Or Fill out the contact Form

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Rural Insurance

Get farm insurance advise for farm buildings, plant and contents along with covers for items such as livestock, farm dogs, hay & grain, woodlots, and contamination of milk.

Benefits

  • Farm Vehicle Insurance 
  • Machinery Breakdown and Spoilage 
  • General Liability 
  • Employers Liability 
  • Statutory Liability 
  • Personal Disability or Accident and Illness

Call us to get your quote 0800 002 951 Or Fill out the contact Form

Our Partners

Partnered with 9 insurance companies in nz to
provide with the personal cover to make your life simple

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